Amidst a terrible financial crisis, you look for a genuine and personalised advice on borrowing funds against your home. You can’t afford to get trapped in the false promises of a deceptive lender. We understand your grim situation and help you tirelessly to connect with the right lender.
We have a network of the best direct lenders who compete with each other to offer the best value to your mortgaged home.
Gain Financial Stability with UK Homeowner Loans
Since Brexit, there has been a gradual decrease in the economy. People are struggling with the higher expenses and lesser earnings. Moreover, they keep facing unseen financial crises that is affecting their financial stability.
In such problematic situations, you can use your property or home to access the required money. We are committed to helping you with the best UK homeowner loans. We are FCA certified and hence you can trust us without any hesitation.
Hassle-Free No Guarantor Loans for Homeowners
There was a time when you used to run after your friends and relatives to get your loan application co-signed from them. It was frustrating as well as embarrassing. Nobody likes to co-sign application of a person who doesn’t have an excellent credit score. We bring you the most convenient deals on no guarantor loans for homeowners.
You don’t have to step outside or go anywhere to apply for these funds. Just sit relaxed in your bedroom and fill a small online form on our broking site.
Best Homeowner Loans for Bad Credit with Zero Broking Fee
Being a bad credit customer doesn’t mean you can’t borrow any more in your life. If you are an owner of a house and are in search of funds, then surely you have landed at the right place. We at Best Short Term Loans, help you to come out of the negative credit report trauma by offering the best homeowner loans for bad credit.
We introduce you to the reliable and customer-friendly lenders who go soft on your credit scores. Never give heed to the no credit check advertisements put by the fake lenders. As per FCA, the credit check of a prospective borrower is necessary.
Don’t worry even if you are a first-time borrower. We have feasible financing solutions for you. We use our 100% efforts to connect with lenders who extend second charge loans to people with no history. We don’t charge even a pound for our broking services.
Borrow up to £ 35,000 at the Competitive APR
We assist homeowners to get secured as well unsecured remortgage financing options. Secured homeowner loans are available at the cheaper APR due to submitted security and hence don’t cost you higher. On the other hand, the unsecured ones are slightly costly, but are available at the competitive APR. We don’t bluff with our customers and hence always come back with the transparent and viable quotes. We let you avail what we promise and we never promise deals that are not possible.
The upper amount limit that you can avail depends upon the Loan to Value (LTV). It defines as the maximum lending (mortgages + secured loans) allowed against a property's market value. It varies from one lender to another lender. However, most of the top lenders are eager to offer 95 % LTV.
Get Immediate Relief with Homeowner Short-Term Loans
Sometimes life takes sudden turns and leaves you financially helpless. Utilising retirement funds and other fixed savings for overcoming a sudden crisis is not a good idea. You can use the equity value of your house and get a homeowner short term loan in the minimal time.
We never promise to help you get instant approval in 30 minutes. Instead, we quickly submit your loan application with the best lenders and ensure you get the required funds within 3 working days. Some exceptions are there, but in case of a delay we never forget to intimate our customers.
Unemployed Homeowner Loans – Get Cash even when you are Jobless
If you are unemployed and feeling tough to manage daily expenses and other financial liabilities then don’t get hopeless. We help you to get enough of money so that you meet your needs as well as search for the next job without worrying about the current circumstances.
Our reliable lenders offer unemployed homeowner loans to the jobless or people who are living on benefits. Are you worried about the repayment? You can pay off the second-charge loan by utilising some parts of the availed cash and latter with the money that you would earn after getting the job.
Consolidate your Worries by availing a Cheap Homeowner Loan
It is really tough to remember the due dates of multiple credit card bills, instalments of various personal loans and other financial liabilities. Even a single repayment that you have missed attracts penalty and affects your credit score.
Why remember too many due dates when you can easily consolidate all debts? Apply for a cheap homeowner loan against your house and get sufficient funds to clear all debts. We assist you to live a clean and clear financial life!
Tension-Free Repayments in Monthly Instalments
The thought of losing your house in case of the default shivers your spine. However, you don’t need to worry as the UK homeowner loans are highly flexible. You can borrow funds for up to 15 years and make repayments in monthly instalments.
If you avail this financing option for a long tenure and make repayments on time, then it is highly likely that your poor credit score would convert into an excellent score at the end of the term.
Who is Eligible?
You don’t need study a rocket science to get funds against your property. You just need to fulfil the following basic criteria:
- Your age should be 18-75
- You should be a homeowner or mortgage holder
- You are a resident in the UK
Why wait for another financial crisis to trouble your life. Give us a chance to assist you in getting the best homeowner loan of your life! Merely applying for a loan on our website don’t impact your credit rating negatively.
Moreover, we don’t share your personal details with any unethical lenders and brokers. The foremost motto of our broking services is to give 100% satisfaction to all customers. Apply Here, for a financially stable life ahead!